Pasley and Singer Law Firm, L.L.P.


Serving Story County and Central Iowa since 1906

323 6th St.
Ames, IA 50010-0664
USA
 

Phone: (515) 232-4732
 

EQUIFAX DATA BREACH CLAIMS :: Back to Practice Areas

Overview
Protecting Your Rights
Frequently Asked Questions


Overview

Pasley and Singer Law Firm, L.L.P., represents people who have been affected by the 2017 Equifax data breach. Anyone affected by the breach can still sue for a limited time. Attorney Amanda Hassid is currently accepting clients for immediate action against Equifax in small claims court in Story and Boone Counties in Iowa.

In September 2017, Equifax announced a huge data breach affecting about 147 million people. The breach made those of us who were affected vulnerable to identity theft forever. Shortly after the breach, a popular article announced, “Equifax has changed the rest of your life.” (See Newsday.)

Protecting Your Rights

When Equifax announced that it was settling a class action brought against it, many were outraged at the total inadequacy of the $700 million agreement.  If 147 million people ask to be paid pursuant to this settlement, each person would receive less than $5.

If you are not satisfied with the class action settlement options described and you qualify, you can still sue Equifax in small claims court, but only if you act immediately. You must come into our offices at 323 6th Street, Ames, Iowa 50010 on or before September 4, 2019, because the statute of limitations deadline for filing a lawsuit is September 8, 2019.

If you are interested, we will ask you to fill out this intake form. You can save time by filling it out before your visit, or you can fill it out while you are waiting. You can email an electronic copy at info@singerlaw.com, even if it isn’t signed.

Pasley and Singer might be able to help you file a small claims case if ALL of the following are true:

  • Your data was breached. You know your data was breached because you clicked on the green box, “FIND OUT IF YOUR INFORMATION WAS IMPACTED” at www.equifaxbreachsettlement.com and entered your information.
  • You have NOT already made a claim in the class action lawsuit. For example, you did not click on the green “FILE A CLAIM TODAY” button on the www.equifaxbreachsettlement.com website and go through the process of making a claim.
  • You have opted out of the class action or are willing to opt out of the class action.
  • You lived in Story County or Boone County on September 7, 2017.
  • You are able to come in to our offices during our regular office hours between now and September 4, 2019. Please note that we cannot guarantee that we will be available at all times. However, we will do our best to accommodate your schedule.
  • By the time you arrive for your appointment at Pasley and Singer, you have or will have signed up for a credit monitoring service, such as: identityguard.com, lifelock.com, identityforce.com, or (if you are a Costco member), CompleteID. The small claims actions that we bring ask for payment for credit monitoring. Therefore, it is important that we are able to show that you have used credit monitoring because of the Equifax breach.

PDF Equifax Claim Intake Form

Frequently Asked Questions

Q: What will I get if I choose to make a class action claim instead?
A: The website, www.equifaxbreachsettlement.com, sets out the benefits. If you have credit monitoring already, you might have the option to get up to $125 in cash. However, according to their official website, “The amount that you receive may be substantially less than $125, depending on the number of claims that are filed” and in fact, “the amount you receive may be a small percentage of your initial claim.”

Q: Can I get the benefit of the class action settlement and also sue in small claims?
A: No.

Q: How much will I have to pay the law firm?
A: Our firm will act on contingency, taking 1/3 of any amount that you are awarded. If you win $3,000, for instance, our fee will be $1,000.

Q: Will I have to pay anything else?
A: The filing fee and service fee is $105. If you lose, you will have to pay that. If you win, most likely, you will be reimbursed. You will also have to pay for mailing a notice to Equifax by registered or certified mail. We do not anticipate any other costs. However, if they arise (for example, if we have to print out hundreds of pages for you), you will be responsible for those expenses.

Q: Can’t I get Equifax to pay my attorney’s fees if I win?
A: Maybe. We would ask for attorney’s fees but we cannot guarantee that they will be paid. Also, the small claims maximum payment is $6,500.

Q: What is the maximum amount I could win at small claims? What is the minimum?
A: The maximum is $6,500. The minimum is zero dollars and having to pay court costs. We cannot guarantee any outcome.

Q: How long will this take?
A: We are not sure. Equifax might try to consolidate the cases, which could cause delays. Normally, small claims actions are very quick, but it could be months.

Q: How much of my time will it take?
A: You will have to fill out a form and meet with an attorney briefly. You will have to attend a small claims mediation conference, which is normally about 15 to 30 minutes. You will have to show up at small claims court.

Q: What if Equifax offers to settle with me?
A: It is your decision whether to settle for a smaller amount to avoid the risk and burden of going to court.

Q: My spouse was also affected by the breach. Can we sue together?
A: Yes. However, you might prefer to sue separately so that you can each claim up to the $6,500 small claims limit.

How to find us

We are at 323 6th Street in Ames, Iowa


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Pasley and Singer Law Firm, L.L.P., is an Iowa general practice law firm with practice including, but not limited to  Administrative Law, Adoption Law, Agricultural Law, Alternative Dispute Resolution, Banking Law, Business Law (including business organization, partnerships, limited liability companies (LLCs), incorporations, and sales of businesses and business assets), Civil Rights, Commercial Law, Construction Law, Corporate Law, Criminal Defense, Elder Law, Employment Law, Family Law (including divorce, prenuptial agreements, child support, child custody, dissolution modification), Government, Government Contracts, Litigation, Personal Injury (including Motor Vehicle Accidents and Wrongful Death), Product Liability, Professional Negligence Law, Real Estate (including mortgage loan closings, IRC Section 1031 exchanges, subdivisions, platting, condominiums, and cooperative housing), Municipal Law, Taxation Law and Tax Preparation, Wills, Trusts, Estate Planning & Probate Law (including financial and medical powers of attorney, guardianships and conservatorships, trust administration, and estate administration), Workers Compensation, Zoning, Planning & Land Use

The offices of the Pasley and Singer Law Firm, L.L.P., are located in Ames, Iowa. The lawyers and staff of the Pasley and Singer Law Firm, L.L.P., serve clients throughout Iowa, including the cities of Ames, Nevada, Gilbert, Huxley, Slater, Zearing, Story City, Roland, McCallsburg, Colo, Cambridge, Sheldahl, Des Moines, Cedar Rapids, Fort Dodge, Waterloo, Marshalltown, Boone, Webster City, Eldora, Grundy Center, Newton, Adel, Eldora, Ankeny, Johnston, Indianola, Cedar Falls, Jefferson, Marshalltown, Clarion, Knoxville, and the communities that make up Story, Polk, Linn, Webster, Blackhawk, Marshall, Boone, Hamilton, Jasper, Dallas, Hardin, Warren, Greene, Wright, and Marion counties.